About this episode

Dan Brown discusses the recent release of Home Mortgage Disclosure Act data for 2025 and examines various trends in the mortgage market.

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage market, a recent rebound in refinancings and a growing generation gap in homebuying activity.

People in this episode

Guest: Dan Brown

Topics covered

• Home Mortgage Disclosure Act
• mortgage loans
• bank competition
• refinancing trends
• homebuying activity

Keywords

• HMDA
• mortgage loans
• bank competition
• refinancing
• homebuying

Sponsors

Q2 Software

Mentioned in this episode

Organizations: ABA Banking Journal Podcast, American Bankers Association

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