Why “Lower Taxes Today” Can Become a Bigger Problem Later

Why “Lower Taxes Today” Can Become a Bigger Problem Later

From Abroad in America by Jimmy Miller

May 28, 2026 · 11 min

About this episode

This episode discusses why expats in America should consider a Roth 401(k) over a traditional 401(k) due to potential future tax implications.

Most people automatically choose the traditional 401(k) when they start working in America. For expats and foreign nationals, that may be a very expensive mistake. In this episode of Abroad in America, we break down why many expats working in the U.S. should strongly consider using a Roth 401(k) instead of a traditional tax-deferred retirement account. While traditional 401(k)s offer an upfront tax deduction, that short-term tax savings can create major tax problems later, especially for peop...

People in this episode

Host: Jimmy Miller

Topics covered

  • retirement planning
  • tax strategies
  • expat finance
  • 401(k) options
  • Roth accounts

Keywords

  • 401(k)
  • Roth 401(k)
  • expats
  • tax deduction
  • retirement accounts
  • financial planning
  • tax problems

Mentioned in this episode

Organizations: 401(k), Roth 401(k)

Places: America, U.S.

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