About this episode

Rebecca Robertson answers common client questions about credit scores, pensions, and retirement planning.

Will your credit score affect your mortgage application? Should you consolidate all your pensions into one place? And how do you actually start planning for retirement right now? In this Ask Becky episode Rebecca Robertson answers the three questions her team at Evolution Financial Planning hear most from clients. Whether you're a first-time buyer building your credit history or someone with multiple workplace pensions wondering what to do next, this episode breaks it all down in plain English. This is a special Ask Becky edition where Rebecca's team, mortgage and protection adviser Jenny and client manager Katie, share the questions clients ask them most. Rebecca then gives her honest, independent financial advice on each one. In This Episode You'll Learn: - How your credit score directly impacts your mortgage chances and what lenders actually look for - Why having no credit history can be just as problematic as having bad credit - The truth about payday loans and why they often mean an automatic decline - Whether consolidating your pensions is actually a good idea (spoiler: it depends) - The difference between defined benefit and defined contribution pensions - How upcoming…

People in this episode

Host: Rebecca Robertson

Guests: Jenny, Katie

Topics covered

• credit scores
• pensions
• retirement planning
• mortgage applications
• financial advice

Keywords

• credit score
• mortgage
• pension consolidation
• retirement planning
• financial advice

Mentioned in this episode

Organizations: Evolution Financial Planning

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