Hidden 401(k) Fees Exposed 💸 What Accountants MUST Know | Paul Sippil

Hidden 401(k) Fees Exposed 💸 What Accountants MUST Know | Paul Sippil

February 13, 2026 · 32 min · Episode 166

About this episode

This episode discusses hidden 401(k) fees and how accountants can help clients navigate them.

Are businesses secretly overpaying their 401(k) fees? And do they even know it? In this episode of the Accounting Insiders Podcast, Gary DeHart talks with forensic 401k consultant Paul Sippil, an independent fiduciary and specialist who analyzes retirement plans to uncover hidden fees, excessive charges, and costly plan structures. They break down: ✔ Why most companies don’t know what they’re paying ✔ How participants end up covering fees without invoices ✔ Percentage-based pricing vs flat-fee models ✔ Fiduciary risks employers and advisors should watch ✔ How accountants can deliver more value to clients ✔ Real strategies to review and negotiate retirement plan fees If you’re an accountant, advisor, business owner, or CFO, this conversation will change how you look at retirement plans.

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