About this episode

The episode discusses innovations in insurance products for providing lifetime income in investment programs with insights from Prudential Financial.

In this episode, we have the pleasure of speaking with David Blanchett and Daniel Gutman from Prudential Investment Management and Prudential Retirement Services, respectively. We discuss recent innovations within the insurance product space to provide an "insurance overlay" on top of investment managed programs, affording retirees deferred lifetime income with the flexibility in managing their existing investment programs. Our guests also share recent insights into post-retirement spending patterns based on a May 2025 research paper, "Retirees: Doing Better with Less," which can be found at https://www.davidmblanchett.com/research .

People in this episode

Guests: David Blanchett, Daniel Gutman

Topics covered

• lifetime income
• investment programs
• insurance products
• retirement planning
• post-retirement spending

Keywords

• lifetime income
• investment management
• insurance overlay
• retirement income
• spending patterns

Mentioned in this episode

Organizations: Prudential Financial

Books & works: Retirees: Doing Better with Less

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