About this episode

This episode explores the complexities of choosing between a beloved job and taking a family gap year, alongside various financial decision-making frameworks.

#748: The real question behind quitting a job you love or paying off debt anyway? Your money mindset. Take our free quiz to find yours: https://affordanything.com/fiire A listener with $686,000 saved and a job she loves wants to take her family on a year-long trip — but Paula says her real question isn't about money at all. Later: a dad chooses to stop maxing his IRA to pay off a mortgage, even though the math says otherwise. Joe joins from the road to help answer three listener questions: a family weighing a year off against a job she loves, a dad debating whether to stop maxing his IRA to pay off a house, and a longtime listener with a smarter way to save for college. In this episode, we discuss: How to decide whether a job you love is worth walking away from for a family gap year The three factors that actually predict whether you'll love your next job Why "retiring early" might be the wrong goal — and what to aim for instead How to know if you're financially ready for a career break, and what to prep first Why paying off your mortgage can beat investing, even when the math says otherwise How to structure your mortgage term like a finance pro (and why the 30-year can win) Why…

People in this episode

Host: Paula Pant

Guest: Joe

Topics covered

• career decisions
• family gap year
• financial readiness
• mortgage strategies
• money mindset
• saving for college

Keywords

• gap year
• job quitting
• financial planning
• mortgage
• IRA
• college savings
• money mindset

Mentioned in this episode

Organizations: Cumulus Podcast Network

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