How Revolut runs AI at scale

How Revolut runs AI at scale

June 25, 2026 · 8 min

About this episode

Nikolay Donets discusses the challenges and strategies of running AI at scale at Revolut.

Nikolay Donets, Head of Machine Learning Engineering at Revolut, on what it takes to run AI across more than 70 million customers, 200+ products, and 40+ countries - and why the hard part is no longer the model but the control plane around it: one gateway, a use-case-based governance layer, fallback chains, cost controls, and mandatory human oversight. Recorded at RAAIS 2026. Chapters: 0:00 Intro - Revolut's AI at scale 1:24 The problem: classical ML and three libraries 2:54 The 2022 shift to API-served models 4:25 Four internal groups, four sets of needs 9:39 The decision: govern the use case, not the model 10:54 One central gateway vs. distributed libraries 14:10 Performance monitoring and drift detection 17:33 Lesson: fallback chains and the silently-dead model 20:02 Lesson: frontier vs. non-frontier cost (up to 8x) 20:48 Lesson: the platform is the org chart 22:59 Case study: from Rita to AIR 26:40 Voice support at scale 28:21 AIR, the in-app assistant 30:25 Q&A: human oversight, hallucinations, AI as judge

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Host: Nathan Benaich

Guest: Nikolay Donets

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Organizations: Revolut

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