Premium Bonds odds are stacked against you

Premium Bonds odds are stacked against you

July 10, 2026 · 54 min · Episode 408

About this episode

The episode discusses the odds of winning with Premium Bonds and explores various financial topics including probate costs and market developments.

Have you ever held Premium Bonds for years without winning a prize? You're not alone. In this week’s AJ Bell Money & Markets podcast, Dan Coatsworth and Charlene Young reveal fascinating insights into Premium Bonds and explain what millions of holders who have never won a prize could have earned elsewhere. They discuss the eye-watering increase in probate costs, a report branding student loans as ‘mis-sold’, and what Terry Smith’s latest shareholder letter could mean for investors in the Fundsmith Equity Fund. In the markets section, we cover Sky’s move for parts of ITV, the latest twist in EasyJet’s takeover story, and some intriguing developments at SpaceX. Dan also discusses the market sell-off as Donald Trump says the US/Iran peace deal is over. Finally, AJ Bell investment experts Ryan Hughes and James Flintoft join Hannah Williford for a lively debate on artificial intelligence, its investment potential, and whether the hype is justified. 0:00 Introduction 2:05 Premium Bonds: what millions of savers may be missing 5:19 Probate costs set for a dramatic rise 12:06 Student loans branded 'mis-sold' 18:11 Is Terry Smith reinventing Fundsmith Equity fund? 24:39 World Cup fever…

People in this episode

Hosts: Dan Coatsworth, Charlene Young

Guests: Ryan Hughes, James Flintoft, Hannah Williford

Topics covered

Keywords

Mentioned in this episode

Organizations: Fundsmith Equity Fund, Sky, ITV, EasyJet, SpaceX

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