Wildfire Insurance is Broken: Here's how we're fixing it with WOWS Insurance

About this episode

In this episode, O.P. Almaraz discusses the challenges and solutions in California's homeowners insurance market with Robert Feldman of WOWS Insurance.

California's Homeowners Insurance is in Crisis Here's What You Need to Know In this episode of All Things Wildfire, OP Almaraz sits down with Robert Feldman, CEO of WOWS Insurance, to break down the skyrocketing premiums, shrinking coverage options, and the wildfire-driven shakeup hitting California's insurance market. Robert Feldman is an insurance professional with nearly 25 years of experience. Robert 's specialty is insurance in fire zones and hard to place risks. As an industry professional, Robert has served as a speaker at the California Association of Realtors. Robert travels the state educating realtors about how to secure insurance for homes that are deemed uninsurable. Robert serves on many task forces and insurance panels, working directly with senior leadership of many insurance carriers to solve the state's current insurance crisis. To that end, Robert is the founder of WOWS Insurance Services, designed to deliver insurance solutions for large homes that struggle to secure insurance in California. OP and Robert dive into the WOWS Insurance program, a bold initiative aiming to transform how high-risk homes stay insured. You'll learn: Why fire hardening is no longer…

People in this episode

Host: O.P. Almaraz

Guest: Robert Feldman

Topics covered

• wildfire insurance
• California homeowners insurance
• insurance crisis
• fire hardening
• insurance solutions
• real estate
• risk management

Keywords

• wildfire insurance
• homeowners insurance
• insurance premiums
• fire zones
• insurance market
• real estate
• risk management
• California FAIR Plan
• fire hardening
• insurance solutions

Mentioned in this episode

Organizations: WOWS Insurance, California Association of Realtors, California FAIR Plan

Places: California

More episodes of All Things Wildfire Podcast

• Insurability Is the New Curb Appeal: Wildfire Risk, Insurance & Home Protection - Green Shield Risk · April 9, 2026 · 50 min
• How Hispanic Communities Are Preparing for Wildfires - Hilda Berganza · February 11, 2026 · 38 min
• The Insurance Mistake Homeowners Discover After Wildfires - Diane Delaney · January 5, 2026 · 46 min
• How Climate Literacy Changes the Way We Handle Wildfires · November 25, 2025 · 46 min
• Wildfire Insurance in California: What Homeowners Need to Know Now · August 13, 2025 · 38 min
• Insurance Claims Guide: Recovering after the wildfires · July 30, 2025 · 57 min