
Kate and Lucy discuss the importance of financial literacy for children with guest Rebecca Congreve.
In this conversation, Kate and Lucy speak with Becky Congreve, a teacher, phase leader, and founder of Cash Academy — and someone who knows first-hand what happens when money is never talked about at home. Becky grew up in a household where money was firmly behind closed doors. The most she got was "we can't afford it" — no explanation, no conversation, just move on. It wasn't until she lost her mum at 16 that the full picture emerged: loans on top of loans, funding a lifestyle that looked fine from the outside. That moment became the catalyst for everything she does now. Because here's the thing — that silence didn't end with our parents' generation. In 2026, a third of parents still don't talk openly to their children about money. Not because they don't want to, but because it still feels uncomfortable, or they don't feel confident enough themselves. Sound familiar? Becky is on a mission to change that. The discussion digs into why financial literacy in schools barely scratches the surface — coins in maths, a bit of PSHE, and not much else — and why that gap matters more than ever in a world of tap-to-pay, Roblox dollars, and influencers being paid to flog products your kids…
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