89. How to increase returns without doing anything crazy
About this episode
Dave and Hayden discuss sensible strategies to improve investment returns without increasing risk or workload.
There are plenty of ways to chase higher investment returns. The problem is that most of them also come with more risk, more work, or both. Dave and Hayden sort the sensible tweaks from the bigger bets, looking at ways investors might improve their long-term results without putting their whole FIRE plan on the line. In this episode we'll discuss: 💸 Why quitting stock picking could actually improve your returns, and Hayden's two near-misses with Boeing and Qantas 💸 The brutal maths of individual stocks: a small number of huge winners drive much of the market's long-term return, which makes consistently picking them incredibly hard 💸 Why fees matter more as your portfolio grows, from expensive funds and advisers to the recurring costs hiding in your everyday budget 💸 The simple super tweak that could have an enormous impact over 40 years: matching your investment option to your time horizon and risk tolerance 💸 Debt recycling as an optimisation strategy: using money you were already planning to invest while gradually turning home-loan debt into deductible investment debt 💸 Tax efficiency beyond debt recycling, including asset ownership, income versus growth, super, and why…
More episodes of Aussie FIRE | Financial Independence Retire Early
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- 88. Savings vs offset vs investing: How each stacks up at 6% interest rates
- 87. From investment properties to ETFs: how Dave actually made the switch
- 86. The $500k tax mistake Aussie expats don't see coming w/Brett Evans
- 85. Can you really afford to leave Australia?
- 84. The ETF tax trap costing Aussie investors thousands (ft. Navexa founder)
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