Money in your 20s: investing, super and your first home

About this episode

Owen and Emily discuss practical financial strategies for young Australians navigating money in their 20s.

In this episode of the Australian Finance Podcast, Owen is joined by Emily from the Rask design team for a practical conversation about money in your 20s. Together they unpack the real questions younger Australians face when life is moving quickly and the pressure to “figure it out” feels intense. Emily shares what changed after moving from New Zealand to Melbourne, learning how Australia’s super system works, trying micro-investing for the first time, and setting a goal for her first ETF investment. They also tackle the big decisions that come up early: should you build cash savings or invest first, how do you prepare financially before moving overseas, what should you actually do about super in your 20s, and how can you save for a house deposit when rent and the cost of living keep climbing? There is also an honest discussion about the social side of money, including how to handle friendships when other people seem to earn more and want to spend more. It is a useful reminder that financial progress is not about keeping up appearances, but about building habits that match your goals and values. If you want a grounded, practical starting point for saving, investing and building…

People in this episode

Host: Owen

Guest: Emily

Topics covered

• money management
• investing in your 20s
• superannuation
• first home purchase
• financial habits
• micro-investing
• cost of living

Keywords

• money in your 20s
• investing
• superannuation
• house deposit
• financial planning
• micro-investing
• cash savings

Mentioned in this episode

Organizations: Rask

Books & works: The Money Reset

Places: New Zealand, Melbourne

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