Social Security Planning: When Should You Start Benefits? – 4.23.26

Social Security Planning: When Should You Start Benefits? – 4.23.26

From Baltimore Washington Financial Advisors Podcasts by BWFA

April 23, 2026 · 18 min

About this episode

This episode discusses the optimal timing for starting Social Security benefits.

SOCIAL SECURITY PLANNING: WHEN SHOULD YOU START BENEFITS? FROM BALTIMORE-WASHINGTON FINANCIAL ADVISORS WATCH ON YOUTUBE Thad Ismart, CFP®, ChFEBC, CEPS Senior Financial Planner, BWFA Tessa Hall Media and Communications Specialist About This Episode Tessa speaks with BWFA’s Thad about Social Security planning, how benefits are funded, and what changes may be ahead. They discuss common concerns about whether Social Security will remain available in the future and how the system works today. The conversation also explores when to start Social Security benefits, how working can impact those benefits, and why timing decisions should be based on individual financial and personal circumstances. To better understand how Social Security planning fits into your broader retirement strategy, visit our Financial Planning page. Read Full Description Social Security planning plays a key role in many retirement strategies. However, uncertainty continues around how the system may change in the future. In this episode of Healthy, Wealthy & Wise, Tessa speaks with BWFA’s Thad about Social Security planning and what individuals should consider when preparing for retirement. Many people question…

People in this episode

Hosts: Tessa Hall, Tessa

Topics covered

  • Social Security
  • Financial Planning

Keywords

  • benefits
  • planning
  • retirement

Mentioned in this episode

Books & works: Healthy, Wealthy & Wise

Places: BALTIMORE

More episodes of Baltimore Washington Financial Advisors Podcasts

Explore listener stats, chart rankings, contacts and more on the Baltimore Washington Financial Advisors Podcasts podcast page.