About this episode

Lucy Hinds shares her journey of retiring early with a small rental property portfolio, demonstrating that fewer rentals can still lead to financial freedom.

You don’t need a big, expensive, stressful rental property portfolio to retire on your terms. Today’s guest was able to leave her W-2 job in her late 30s, all thanks to a small, smart rental property portfolio. Most people think they need a dozen (or more) doors to reach a level of “freedom” that lets them walk away from their job. Lucy Hinds did it with half that amount. Did we mention she only started investing in 2022? After deciding that jumping out of airplanes for the Army was where Lucy wanted her excitement from, she decided to tackle her debt ASAP. But this former Dave Ramsey disciple quickly became a real estate debt enthusiast, buying three rental properties in three months, all using equity from her personal residence. From there, Lucy continued to scale until one day she decided she could step away from her job. The best part? She had only a handful of rentals at the time, but they’d cover her living expenses, giving her the freedom to do what she wanted with her days. Discovering her “enough” led to her early retirement, with far fewer rentals than most people think is possible. Think you’re still decades away from retirement? Lucy proves that even in this market, a…

People in this episode

Guest: Lucy Hinds

Topics covered

• early retirement
• rental properties
• home equity
• debt management
• real estate investing

Keywords

• retirement
• real estate
• investing
• home equity
• debt
• freedom
• portfolio

Mentioned in this episode

Organizations: BiggerPockets, Dave Ramsey

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