045 Beyond Buying Bitcoin Only…

045 Beyond Buying Bitcoin Only…

From Bitcoin Reformation Podcast by David Rufner, Jared Townley, Ben Haupt

March 18, 2026 · 56 min · Season 1 · Episode 45

About this episode

David Rufner and Jared Townley discuss the various use cases of Bitcoin beyond buying and holding, emphasizing its role as sovereign money and exploring innovative financial products.

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ David Rufner and Jared Townley, two Lutheran Pastors on the Bitcoin Reformation Podcast discuss how Bitcoin is being used beyond simply buying and holding, offering a layman’s overview of emerging financial products while urging listeners to do their own research. After personal ministry and family updates during Lent, they frame Bitcoin as sovereign money—especially vital for people facing currency debasement, like citizens in Iran—then focus on Western use cases. They explore People’s Reserve ideas for Bitcoin mortgages and Bitcoin Mortgage Insurance (BMI) that converts PMI-like payments into Bitcoin with the goal of paying off a mortgage sooner, Strategy’s “Stretch” (STRC) perpetual preferred stock targeting ~11.5% return on capital for income-focused investors, Bitcoin high-income ETFs using covered-call strategies, and borrowing against Bitcoin to avoid selling and potential capital gains taxes, noting risks and past failures like BlockFi. They close by emphasizing Jesus, Lent, and Easter hope. 05:42 Why Bitcoin Use Cases Matter 06:32 Sovereign Money Worldwide 09:56 Bitcoin Meets Housing…

People in this episode

Hosts: David Rufner, Jared Townley

Topics covered

  • Bitcoin use cases
  • sovereign money
  • financial products
  • mortgages
  • income-focused investments
  • capital gains taxes
  • Lent and Easter

Keywords

  • Bitcoin
  • mortgages
  • financial products
  • sovereign money
  • income investments
  • capital gains taxes
  • Lent
  • Easter

Mentioned in this episode

Organizations: BlockFi, Strategy

Places: Iran

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