
045 Beyond Buying Bitcoin Only…
From Bitcoin Reformation Podcast by David Rufner, Jared Townley, Ben Haupt
March 18, 2026 · 56 min · Season 1 · Episode 45
About this episode
David Rufner and Jared Townley discuss the various use cases of Bitcoin beyond buying and holding, emphasizing its role as sovereign money and exploring innovative financial products.
Have a question or comment for us? Email us at bitcoinreformationpodcast@gmail.com David Rufner and Jared Townley, two Lutheran Pastors on the Bitcoin Reformation Podcast discuss how Bitcoin is being used beyond simply buying and holding, offering a layman’s overview of emerging financial products while urging listeners to do their own research. After personal ministry and family updates during Lent, they frame Bitcoin as sovereign money—especially vital for people facing currency debasement, like citizens in Iran—then focus on Western use cases. They explore People’s Reserve ideas for Bitcoin mortgages and Bitcoin Mortgage Insurance (BMI) that converts PMI-like payments into Bitcoin with the goal of paying off a mortgage sooner, Strategy’s “Stretch” (STRC) perpetual preferred stock targeting ~11.5% return on capital for income-focused investors, Bitcoin high-income ETFs using covered-call strategies, and borrowing against Bitcoin to avoid selling and potential capital gains taxes, noting risks and past failures like BlockFi. They close by emphasizing Jesus, Lent, and Easter hope. 05:42 Why Bitcoin Use Cases Matter 06:32 Sovereign Money Worldwide 09:56 Bitcoin Meets Housing…
People in this episode
Hosts: David Rufner, Jared Townley
Topics covered
- Bitcoin use cases
- sovereign money
- financial products
- mortgages
- income-focused investments
- capital gains taxes
- Lent and Easter
Keywords
- Bitcoin
- mortgages
- financial products
- sovereign money
- income investments
- capital gains taxes
- Lent
- Easter
Mentioned in this episode
Organizations: BlockFi, Strategy
Places: Iran
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- 048 Confusion About Stewardship: Money, Idols, and Living in a Received World (with Bitcoin) · May 6, 2026 · 56 min
- 047 Before the 2026 Bitcoin Conference · April 22, 2026 · 59 min
- 046 What Actually Makes Good Money? · April 1, 2026 · 1h 11m
- 044 Is Bitcoin Christianity? · March 4, 2026 · 49 min
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