049 Hurdle Rate: The Number No One is Talking About
From Bitcoin Reformation Podcast by David Rufner, Jared Townley, Ben Haupt
May 20, 2026 · 57 min · Season 1 · Episode 49
About this episode
The episode discusses the concept of the 'hurdle rate' in the context of rising inflation and cost of living, exploring various saving options and the impact of fiat money printing.
Have a question or comment for us? Email us at bitcoinreformationpodcast@gmail.com Welcome back to the Bitcoin Reformation Podcast - where three LCMS pastors talk about their love for Jesus and Bitcoin. This week on the podcast, they introduce the “hurdle rate” as the rising bar households must clear as inflation and cost of living increase, criticizing CPI “basket” changes and noting gas and housing pressures. Using housing appreciation and money-supply expansion as examples, they argue fiat money printing raises prices and forces people further out on the risk curve (from gambling/prediction markets to stocks). They discuss saving options like bonds, the S&P 500, Bitcoin’s long-term performance despite volatility, and MicroStrategy’s STRC (“Stretch”) preferred stock paying about 11.5% as a way to clear inflation with less volatility. 09:46 Hurdle Rate Explained 25:14 Stimulus And Inflation 28:31 Why Saving Fails 30:04 Risk Curve And Gambling 33:43 Saving For A Home 35:37 Bonds Stocks Bitcoin 37:35 Bitcoin Volatility Window 45:02 Banks Adopting Stretch 47:54 Bitcoin As Education 52:58 Jesus The Hurdler The Bitcoin Reformation Podcast and all related content, including but…
People in this episode
Hosts: David Rufner, Jared Townley, Ben Haupt
Topics covered
- hurdle rate
- inflation
- cost of living
- saving options
- Bitcoin performance
- risk curve
- housing market
Keywords
- hurdle rate
- inflation
- cost of living
- Bitcoin
- saving options
- risk curve
- housing appreciation
- MicroStrategy
- stocks
- bonds
Mentioned in this episode
Organizations: MicroStrategy
Books & works: Bitcoin, CPI, S&P 500, STRC
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