#135 - 5 Signs You Are Bad with Money

#135 - 5 Signs You Are Bad with Money

From Budget Nerds by You Need a Budget

February 25, 2026 · 1h 4m · Episode 135

About this episode

Ben and Ernie discuss five signs that indicate poor money management and provide practical advice for improvement.

It's not hard to see that many people struggle to manage their money. Most people are, well, frankly bad with money. That is not a value judgment, or a comment about their character or willpower, or anything like that! Managing money is a skill, and skills can be improved with practice and a little guidance. In today's episode Ben and Ernie present five signs indicating you are bad with money, and offer some practical advice to how to get better. (Hint: it involves giving every dollar a job). The five signs: You worry about everyday spending Every inconvenience is an emergency You live paycheck to paycheck You don't set aside money for yourself You don't change your plan If any (or all) of these signs describe you, there is hope! Ben and Ernie used to feel like this too, and through the practice of giving their dollars jobs and thinking through what they needed their money to do for them, step by step, week by week, month by month, they improved and eventually got good with money. You can too! If you need some help, YNAB is here: https://www.ynab.com/nerds Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes…

People in this episode

Hosts: Ben, Ernie

Topics covered

  • money management
  • personal finance
  • self-improvement
  • budgeting
  • financial skills

Keywords

  • bad with money
  • money management
  • budgeting tips
  • financial advice
  • personal finance

Mentioned in this episode

Organizations: You Need a Budget, YNAB

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