About this episode

Jaryd and Jared discuss the complexities of acquiring an online business and the challenges of securing SBA loans.

Finding a great business is only half the battle. The harder part? Convincing a lender that you're the person who should own it. That's where most acquisitions quietly fall apart. In this episode, Jaryd is joined by Jared W. Johnson, the top individual SBA loan producer in the United States, who's helped fund more than $800 million worth of business acquisitions. But this isn't just another conversation about lending. Jared has been on both sides of the table. He recently acquired a $600,000 eCommerce business himself. What caught his attention wasn't perfect systems or polished financials. It was the opposite. A business with outdated processes, inventory tracked entirely from memory, and obvious operational gaps that most buyers would see as red flags. He saw upside. Together, Jaryd and Jared unpack how the deal came together, why the business was relocated across states, how a 3PL simplified operations, and why keeping one long-term employee became one of the smartest decisions they made after the acquisition. They also pull back the curtain on how lenders really think. Why do buyers with strong incomes still get declined? What makes someone trustworthy in the eyes of a bank…

More episodes of Buying Online Businesses Podcast

• The Financing Trap That Kills Online Business Deals Before They Even Close with Ami Kassar · July 15, 2026 · 37 min
• Flippa's New CEO: Why AI Is Actually the BEST Reason to Buy an Online Business Right Now with Tony Xu · July 1, 2026 · 42 min
• Why Most SEO Agencies Are Lying to You About AI and What to Do Before It's Too Late with Steve Wiideman · June 24, 2026 · 41 min
• What Investment Bankers Know About Buying Businesses That Regular Buyers Will Never Figure Out Exists with Kyle Brown · June 17, 2026 · 37 min

Explore listener stats, chart rankings, contacts and more on the Buying Online Businesses Podcast podcast page.