About this episode

Chris Chross shares her journey of buying a $1 million condo as a freelancer at 26, discussing the strategies and sacrifices involved.

She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it. Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playbook: why she went condo over HDB (singles can't BTO), how she saved and earned $20K in 10 weeks for the down payment, the mortgage haircut every non-9-to-5 worker needs to know about, and why she still doesn't feel rich. Reggie sits her down to unpack the strategy, the sacrifices, and the parts the algorithm doesn't show - from bank loan SOPs to family dynamics to what she'd actually do differently. If you're a single millennial wondering what your real options are, this is required watching. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your…

People in this episode

Host: Reggie

Guest: Chris Chross

Topics covered

• freelancing
• real estate
• financial strategy
• millennial finance
• condo purchase
• personal finance

Keywords

• freelancer
• condo
• down payment
• mortgage
• millennial
• financial planning
• TikTok

Mentioned in this episode

Organizations: Continuum Creatives

Places: Singapore

More episodes of Chills with TFC

• The Truth About the Asian Middle Class Life (And Why It Looks So Different Here) [Chills 269] · June 3, 2026 · 45 min
• Unemployment Maxxing: These Gen Zs Hitchhiked Their Way From Sg to Krabi [Chills 268] · May 27, 2026 · 46 min
• The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn] · May 20, 2026 · 54 min

Explore listener stats, chart rankings, contacts and more on the Chills with TFC podcast page.