Defending Your Property: Insights on Navigating Insurance Challenges
From Contractor Talk with Richie Kidwell by Richie Kidwell
June 5, 2026 · 52 min · Episode 145
About this episode
Richie Kidwell and guests discuss Florida's property insurance challenges and provide insights for homeowners.
In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon break down Florida’s property insurance landscape and what homeowners should know right now. They cover why homeowners should be wary of calling insurers just to “ask questions” about claims, as well as common carrier tactics such as restrictive check language and direct repair programs that steer work toward insurer-approved contractors while limiting accountability. The discussion also touches on recent legislative changes that have reduced consumer protections, as well as broader market shifts, including insurer exits, Citizens depopulation, FIGA costs, and the impact of new carriers entering the state. Special guest Tony Busby of Great Florida Insurance shares practical advice on shopping for policies through an agent, reviewing renewals closely, and identifying red flags such as capped water-damage coverage and actual-cash-value policies. He also explains how simple inquiries can sometimes be logged as claims. The episode wraps with insights on hurricane season expectations, FEMA concerns, and proposed property tax changes affecting local services.
People in this episode
Host: Richie Kidwell
Guests: Hans Kennon, Tony Busby
Topics covered
- property insurance
- homeowner claims
- insurance tactics
- legislative changes
- market shifts
- hurricane season
- property tax changes
Keywords
- property insurance
- homeowners
- claims
- insurance tactics
- legislative changes
- hurricane season
- FEMA
- property tax
Mentioned in this episode
Organizations: Great Florida Insurance
Places: Florida
More episodes of Contractor Talk with Richie Kidwell
- Building Blocks: Protecting Your Home From the Inside Out · June 12, 2026 · 52 min
- The Restoration Industry's Battle with Big Insurance in Florida · May 22, 2026 · 52 min
- Understanding Roofing Repairs: Ensuring Peace of Mind for Homeowners · May 15, 2026 · 51 min
- Navigating Legal Challenges in Florida’s Insurance Industry · May 1, 2026 · 51 min
- The Art of Home Inspections: Safeguarding Your Biggest Investment · April 24, 2026 · 51 min
- Homeowner Rights and the Big Insurance Dilemma · April 17, 2026 · 51 min
Explore listener stats, chart rankings, contacts and more on the Contractor Talk with Richie Kidwell podcast page.