About this episode

Richie Kidwell and co-host Hans Kennon discuss Florida's property insurance challenges and their impact on homeowners and contractors.

What’s really going on with Florida’s property insurance system? In this episode, Richie Kidwell and co-host property damage attorney Hans Kennon break down the latest challenges homeowners and contractors are facing across the state. They dive into recent legislative changes impacting attorney fees, how insurers (including Citizens) are handling claims, and why many policyholders are struggling to get fair payouts. From delays and denials to restrictive policy endorsements, this conversation sheds light on what’s happening behind the scenes, especially following major storms like Hurricanes Milton and Helene. Special guest Bernie Stepien of HRC Construction joins the show to talk about remodeling, home additions, and how insurance shifts are affecting contractors. He also shares insight into financing options and how homeowners can move forward with repairs or upgrades.

People in this episode

Host: Richie Kidwell

Guests: Hans Kennon, Bernie Stepien

Mentioned in this episode

Organizations: HRC Construction

Places: Florida

More episodes of Contractor Talk with Richie Kidwell

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• Challenging Insurance Giants: Voices for Consumer Justice · April 3, 2026 · 51 min
• Digital Marketing Mastery for Restoration Contractors · March 27, 2026 · 51 min
• Decoding the Myths of Home Damage Coverage · March 20, 2026 · 51 min
• Navigating the Complex World of Insurance and Home Protection · March 13, 2026 · 51 min

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