About this episode

The episode discusses the importance of debt-to-income ratio in loan approvals and how it can affect credit repair clients.

Your client's credit score can climb and they can still get denied for a loan. Today I break down debt-to-income ratio, the number lenders actually use to approve a mortgage, and how to keep your credit repair clients from being blindsided by a denial.

People in this episode

Host: Daniel Rosen

Topics covered

• credit score
• debt-to-income ratio
• loan approval
• credit repair
• financial education

Keywords

• credit score
• debt-to-income ratio
• loan denial
• mortgage approval
• credit repair

Mentioned in this episode

Organizations: lenders, mortgage

More episodes of Credit Repair Business Secrets

• The 4 Things to Check on Every Credit Report (Before You Dispute) · July 21, 2026 · 11 min
• Why the $27 "609 Letter" Keeps Failing People · July 14, 2026 · 9 min
• The Automation System Our Millionaires Use to Get 50+ Clients a Month · July 7, 2026 · 1h 17m
• Jenn Brown Went From Poverty to a 1.2 Million Credit Repair Year · June 30, 2026 · 1h 7m
• Why Most People Quit Credit Repair Right Before It Works · June 23, 2026 · 11 min

Explore listener stats, chart rankings, contacts and more on the Credit Repair Business Secrets podcast page.