About this episode
This episode discusses the controversial view that SIPs may not always be the best investment strategy, supported by new research findings.
A mutual fund executive told our colleague something shocking: "SIPs are a problem." Part of the shock came from the fact that it was coming from someone in an industry that was basically built on "SIP sahi hai." Now a new research paper backs up that controversial take—and the findings contradict what millions of Indian investors have been told about systematic investment plans. Turns out the marketing narrative around SIPs has some serious gaps. The math tells a different story. And with small-cap SIP assets exploding 6.5x since 2019, the stakes have never been higher. So when are SIPs actually appropriate? Tune in. *This episode was originally published on February 16th 2026. Daybreak is produced from the newsroom of The Ken, India’s first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.
People in this episode
Host: The Ken
Topics covered
- mutual funds
- systematic investment plans
- investment strategies
- financial advice
- market analysis
Keywords
- SIPs
- mutual funds
- investment plans
- financial advice
- market narrative
Mentioned in this episode
Organizations: The Ken, SIP
Places: India
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