
About this episode
Dev explains the concept of gearing in personal finance, including its implications for credit worthiness and debt to equity ratio.
In this episode Dev explains the concept of gearing in personal finance. He covers: 👉🏾 the difference between gearing and leverage 👉🏿 how gearing plays into credit worthiness 👉🏻 debt to equity ratio and what it means 👉 worked examples of gearing Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au To chat with a professional and get help about your situation, click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit…
People in this episode
Host: Dev Raga
Topics covered
- gearing
- personal finance
- credit worthiness
- debt to equity ratio
- financial advice
Keywords
- gearing
- leverage
- credit worthiness
- debt to equity ratio
- financial advice
Sponsors
Sphere Home Loans, Skye Wealth
Mentioned in this episode
Organizations: Money Sherpa PTY LTD
More episodes of Dev Raga Personal Finance
- 622 economics of EVs: 350,000km in an EV - is it still worth it? · June 9, 2026 · 26 min
- 621 the downsides to being wealthy · June 2, 2026 · 18 min
- 620 index funds with Vince Scully from Life Sherpa Invest · May 26, 2026 · 47 min
- 619 CGT, negative gearing changes & first home buyers with Rach Kroon (this is property) · May 19, 2026 · 44 min
- 618 there's more to life than money: global health, charity work & why giving back matters · May 12, 2026 · 38 min
- 617 what is a Transition To Retirement income stream? (TTR) · May 5, 2026 · 18 min
Explore listener stats, chart rankings, contacts and more on the Dev Raga Personal Finance podcast page.