608 what is gearing?

608 what is gearing?

From Dev Raga Personal Finance by Dev Raga

March 3, 2026 · 13 min · Season 6

About this episode

Dev explains the concept of gearing in personal finance, including its implications for credit worthiness and debt to equity ratio.

In this episode Dev explains the concept of gearing in personal finance. He covers: 👉🏾 the difference between gearing and leverage 👉🏿 how gearing plays into credit worthiness 👉🏻 debt to equity ratio and what it means 👉 worked examples of gearing Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au To chat with a professional and get help about your situation, click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit…

People in this episode

Host: Dev Raga

Topics covered

  • gearing
  • personal finance
  • credit worthiness
  • debt to equity ratio
  • financial advice

Keywords

  • gearing
  • leverage
  • credit worthiness
  • debt to equity ratio
  • financial advice

Sponsors

Sphere Home Loans, Skye Wealth

Mentioned in this episode

Organizations: Money Sherpa PTY LTD

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