624 personal insurance: DNA, dollars and the 40% premium shock!

624 personal insurance: DNA, dollars and the 40% premium shock!

June 23, 2026 Β· 50 min Β· Season 6

About this episode

Dev Raga and Matt Warren discuss recent changes in personal insurance legislation and its implications for consumers.

In this episode Dev is joined by Matt Warren, specialist insurance adviser at Skye Wealth to unpack: πŸ‘‰πŸΎ recent legislation changes to how insurers can use genetic testing data when you apply for personal insurance πŸ‘‰πŸΏ can insurers request your full medical history from your GP? πŸ‘‰πŸ» how does this legislation change impact you? πŸ‘‰ what is TPD aka total and permanent disability cover? πŸ‘‰πŸΌ 3 types of ways to get insurance - retail, group & direct πŸ‘‰πŸ½ the cost of getting insurance inside vs outside of super πŸ‘‰πŸΎ the premium rise shock with super funds πŸ‘‰πŸΎ how any vs own occupation affects your payout eligibility πŸ‘‰πŸΏ how blue collar vs white collar ratings impact your premiums πŸ‘‰πŸ» Matt's personal money win πŸ‘‰ who helps with getting claims paid out? Interested in connecting with Matt and the Skye Wealth team? Visit https://skye.com.au Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au To chat with a professional and get help about your situation, click here . Any advice is general financial advice only…

Sponsors

Sphere Home Loans, Skye Wealth

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