Private Money Lending Explained: Risk, Returns & Strategy

About this episode

This episode explores private money lending with attorney Ashlee Edwards, discussing its mechanics, risks, and strategies for investors.

In this episode of Dr. Sev Talks Money, I’m joined by attorney and private money lender Ashlee Edwards to explore private money lending, what it is, how it works, and how it differs from investing in stocks or owning rental property. Private lending is often misunderstood. Some see it as risky. Others confuse it with syndications or hard money lending. Ashlee brings clarity to the conversation by breaking down secured vs unsecured loans, risk mitigation strategies, and how professionals can use capital more intentionally. We also discuss: • The difference between a loan and an equity investment • How to protect your principal before funding a deal • Questions cautious investors should ask • A costly $35,000 investing mistake — and the lessons behind it • Why financial clarity matters more than hype If you’re curious about alternative wealth-building strategies beyond traditional saving and investing, this episode offers practical insight and a grounded perspective. This conversation is part of the Women on the Move series, highlighting women expanding access to financial knowledge and strategy. Connect with Ashlee here: *Instagram: instagram.com/lndrsnfrnds *Facebook…

People in this episode

Host: Severine Bryan

Guest: Ashlee Edwards

Topics covered

• private money lending
• risk mitigation
• investment strategies
• financial clarity
• wealth-building

Keywords

• private money lending
• secured loans
• unsecured loans
• investment mistakes
• financial strategies

Mentioned in this episode

Organizations: Women on the Move

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