730. Personal Finance...A Harm reduction Approach w/ Kara Perez

730. Personal Finance...A Harm reduction Approach w/ Kara Perez

May 4, 2026 · 1h 2m

About this episode

Kara Perez discusses the intersection of financial independence and environmentalism, emphasizing sustainable practices of lower-income individuals.

In this episode of the Earn and Invest podcast, host Doc G sits down with Kara Perez, a financial educator, founder of Cara Explores Money, and author of Money for Change. Perez, who successfully paid off $25,000 in student loan debt on a modest salary, joins the show to explore the intersection between the Financial Independence (FI) movement and environmentalism. She argues that true sustainability isn't about buying expensive eco-friendly products; instead, it looks a lot like what lower-income individuals already do out of necessity, such as upcycling, repairing items, and using what you already have rather than buying new. Learn more about your ad choices. Visit megaphone.fm/adchoices

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