Steve Domino on Starting a Fintech

Steve Domino on Starting a Fintech

From Elixir Mentor by Jacob Luetzow

April 4, 2026 · 1h 35m · Season 1 · Episode 80

About this episode

Steve Domino discusses the innovative features of Crew, a fintech startup, and the role of Elixir in its development.

Steve Domino is the co-founder and CTO of Crew, a fintech startup building what he calls the most powerful checking account in the world — one with programmable automation rules, a family-scoped AI financial assistant, and zero of the fees that make traditional banking frustrating. He came up through startups, spent time at Divvy before its Bill.com acquisition, and brought his Elixir experience directly into Crew's foundation. We cover a lot of ground on the product side: how Crew's "Autopilot" rules engine lets users program their money (and the recursion checks it took to make that safe), why Crew consolidated savings and checking into a single account, how the team handles high-value deposits without physical branches, and what's coming — business accounts, wills and trusts, family investing, and a credit card designed to work like a debit card. Steve also talks through the challenge of projecting bills years into the future to keep balance reservations accurate, and how building and using your own product surfaces problems fast. On the Elixir side, Steve talks about why fintech is a natural fit for the BEAM — Crew decisions on card transactions in under 250 milliseconds —…

People in this episode

Host: Jacob Luetzow

Guest: Steve Domino

Topics covered

  • fintech
  • programming
  • banking
  • automation
  • AI
  • Elixir
  • startups

Keywords

  • fintech
  • checking account
  • automation
  • AI assistant
  • Elixir
  • startups
  • banking

Mentioned in this episode

Organizations: Crew, Divvy, Bill.com, Elixir, Oban

Places: Utah

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