Stop Guessing, Build a Smarter Retirement Plan

Stop Guessing, Build a Smarter Retirement Plan

From Empty Nest Full Pockets Podcast by Matt Meline, CFP

April 24, 2026 · 18 min

About this episode

Matt Meline discusses the 'Permission to Spend' framework to help empty nesters enjoy their retirement savings without hesitation.

In this episode of Empty Nest Full Pockets, financial planner Matt Meline breaks down a powerful concept that can transform how you experience retirement: the “Permission to Spend” framework. After years of disciplined saving, many empty nesters still struggle to enjoy their money. Instead of feeling freedom, they feel hesitation — constantly questioning whether they’re spending too much, too soon. Matt explains how this mindset often comes from a lack of structure, not a lack of savings....

People in this episode

Host: Matt Meline

Topics covered

  • retirement planning
  • financial mindset
  • spending framework
  • empty nesters
  • money management

Keywords

  • retirement
  • financial planning
  • spending
  • empty nest
  • money management

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