
Stop Guessing, Build a Smarter Retirement Plan
From Empty Nest Full Pockets Podcast by Matt Meline, CFP
April 24, 2026 · 18 min
About this episode
Matt Meline discusses the 'Permission to Spend' framework to help empty nesters enjoy their retirement savings without hesitation.
In this episode of Empty Nest Full Pockets, financial planner Matt Meline breaks down a powerful concept that can transform how you experience retirement: the “Permission to Spend” framework. After years of disciplined saving, many empty nesters still struggle to enjoy their money. Instead of feeling freedom, they feel hesitation — constantly questioning whether they’re spending too much, too soon. Matt explains how this mindset often comes from a lack of structure, not a lack of savings....
People in this episode
Host: Matt Meline
Topics covered
- retirement planning
- financial mindset
- spending framework
- empty nesters
- money management
Keywords
- retirement
- financial planning
- spending
- empty nest
- money management
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