The Retirement Problem No One Talks About: Spending

About this episode

Matt Meline discusses the challenges of spending confidently in retirement and introduces a framework to help empty nesters enjoy their savings.

Notes: In this episode of Empty Nest Full Pockets, financial planner Matt Meline tackles one of the biggest — and most overlooked — challenges in retirement: spending with confidence. After years of saving, many empty nesters still hesitate to enjoy their money. Why? Because uncertainty around taxes, withdrawals, and timing creates fear of making a costly mistake. Matt introduces the “Permission to Spend” framework — a tax-smart strategy designed to help you turn your savings into reliable ...

People in this episode

Host: Matt Meline

Topics covered

• retirement
• spending
• financial planning
• taxes
• withdrawals

Keywords

• retirement spending
• financial confidence
• tax-smart strategy
• empty nesters
• savings

More episodes of Empty Nest Full Pockets Podcast

• How To Lower College Costs (Without Cutting Corners) · May 29, 2026 · 21 min
• Why College Planning Feels So Overwhelming (and How to Fix It) · May 15, 2026 · 20 min
• Stop Guessing, Build a Smarter Retirement Plan · April 24, 2026 · 18 min
• The Legal & Financial Guardrails Every Sandwich Generation Family Needs · March 27, 2026 · 13 min
• Caring for Aging Parents Without Sacrificing Your Retirement · March 13, 2026 · 19 min
• Helping Your Adult Children Without Guilt · February 20, 2026 · 17 min