Should All Your Financial Assets be on Blockchain?

Should All Your Financial Assets be on Blockchain?

From Epicenter - Learn about Crypto, Blockchain, Ethereum, Bitcoin and Distributed Technologies by Epicenter Media Ltd.

February 22, 2026 · 58 min · Episode 637

About this episode

The episode discusses the current state of Real World Assets and the challenges and opportunities in bridging traditional finance with decentralized finance.

In this episode, host Sebastian Couture is joined by Chris Yin, CEO of Plume Network, to deconstruct the current state of Real World Assets (RWAs) and why the sector is at a pivotal inflection point. Chris argues that most RWA projects today are functionally "worse on-chain" because they lack liquidity, composability, and the "crypto-native" user experience that made stablecoins successful. He details how Plume is solving this through a custom L1 stack and the Nest vault protocol, which tokenizes high-yield assets like Brazilian credit card receivables and oil production for a global market. They explore the friction between traditional finance and DeFi, highlighting why private credit's long duration makes it unsuitable for the "looping" and leverage that drives crypto demand. Chris explains the significance of Plume’s SEC Transfer Agent license and its role in bridging the gap between regulated funds and permissionless rails. Finally, the conversation tackles the "bleak" vs. "optimistic" future of crypto, asking whether the industry will maintain its core principles of self-custody and decentralization as it searches for a "new daddy" in institutional capital. Topics 00:00…

People in this episode

Host: Sebastian Couture

Guest: Chris Yin

Topics covered

  • Real World Assets
  • DeFi
  • traditional finance
  • crypto-native user experience
  • institutional capital
  • self-custody
  • decentralization

Keywords

  • Real World Assets
  • Plume Network
  • DeFi
  • stablecoins
  • SEC Transfer Agent license
  • tokenization
  • institutional capital

Mentioned in this episode

Organizations: Plume Network, SEC

Products: Nest vault protocol, stablecoins

Places: Brazil

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