About this episode

The episode explores the rise of private credit in Australia and discusses its implications for investors.

Private credit has gone from niche to one of the fastest-growing parts of investing, but most people still don’t fully understand how it works, why borrowers use it, or where the risks sit. In this episode, Bryce and Alec sit down with Balmain’s Henry Holm to unpack the private credit boom in Australia, why banks have stepped back, how non-bank lenders create value, and what investors should look for before backing a manager. If you are interested in finding out more about how to Borrow or Invest with Balmain , then please visit  balmain.com.au/equitymates . In this episode: 00:00 — Why private credit is having a moment 01:24 — Henry Holm’s first investment lesson 02:25 — Why private credit exists 03:32 — How the Australian market has changed since the GFC 08:45 — A real-world private credit deal in Sydney 12:28 — Bank competition, underwriting risk, and red flags 17:30 — US private credit stress vs Australia’s market 22:59 — How to assess a private credit manager 26:56 — Red flags investors should watch for 28:06 — Best deal & best company you’ve ever discovered 29:47 — Investing resources and reading list 30:49 — Advice for young investors ——— Want to get involved in…

People in this episode

Hosts: Bryce, Alec

Guest: Henry Holm

Topics covered

• private credit
• investing
• financial markets
• non-bank lending
• risk assessment
• investment strategies

Keywords

• private credit
• investment
• non-bank lenders
• risk
• financial markets
• borrowing
• Australian market

Mentioned in this episode

Organizations: Balmain, Equity Mates, Equity Mates Media

Places: Australia, Sydney

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