Pagos, Remesas Y Adopción Cripto En LATAM: Stellar House Sessions #1

About this episode

José Fernández discusses the evolution of crypto payments and adoption in LATAM.

José Fernández has spent over 20 years in fintech. He helped build the crypto ecosystem at PayPal and Venmo for 400 million users, and today he's VP of Ecosystem at the Stellar Development Foundation, working with the builders reshaping financial infrastructure across LATAM. In this conversation from Stellar House CDMX we talk about why Stellar bet on payments before it was cool, how crypto adoption is shifting across the region, and what it's going to take to reach real scale. 00:00 Intro and first impressions of Stellar House CDMX 00:46 Why payments was always sexy (even when nobody saw it) 01:35 Stellar as financial infrastructure 03:44 Why the blockchain you choose matters 05:01 The crypto ecosystem in LATAM and the companies emerging 06:29 Stellar as a Lego box: how the pieces fit together 07:54 Distribution: the hardest challenge in the ecosystem 09:30 Fat Protocols vs. end user experience 11:33 Mass adoption: who's going to push the end user? 12:14 Moneygram, remittances and stablecoin settlement 14:05 AI and the new builder stack: 157 contributions in 60 days 15:31 How the SDF supports ecosystem projects 18:22 Distribution as a competitive advantage 19:48 Why Stellar…

People in this episode

Host: Lalo García

Guest: José Fernández

Topics covered

• crypto adoption
• fintech
• payments
• remittances
• financial infrastructure
• LATAM

Keywords

• crypto
• payments
• remittances
• Stellar
• fintech
• LATAM
• blockchain

Mentioned in this episode

Organizations: Stellar Development Foundation, PayPal, Venmo

Places: LATAM, Mexico City

More episodes of Espacio Cripto

• Así se hace TRADING con poco dinero (Paso a paso en Bitget) · June 12, 2026 · 24 min
• Claude: tutorial completo. De principiante a avanzado en 25 min · June 2, 2026 · 26 min
• 010: Anthropic vale $900B, Worldcoin vale $0.25: la doble vida de Sam Altman · May 6, 2026 · 1h 15m
• 009: Anthropic saca Opus 4.7, el petroleo se desploma y una marca de tenis se volvio empresa de IA · April 22, 2026 · 54 min
• 008: Bitcoin sube 7% | Meta se mete a la pelea de AI | Los modelos chinos dominarán el mercado · April 14, 2026 · 53 min
• 007: OpenAI compra el show que cubría a OpenAI y Anthropic bloquea la app que más usaba Claude · April 7, 2026 · 54 min