UK Mortgage Rates 2026: Why Swap Rates Say One Thing, Lenders Do Another

UK Mortgage Rates 2026: Why Swap Rates Say One Thing, Lenders Do Another

July 5, 2026 · 10 min · Season 10 · Episode 306

About this episode

The episode discusses the mixed signals in UK mortgage rates for 2026 and the implications for overseas property investors.

#306 Episode 306 — UK Mortgage Rates 2026: Why Swap Rates Say One Thing, Lenders Do Another (Mortgage Monday with Shaz Ahmed) UK mortgage rates are sending mixed signals in 2026 — and if you're investing in UK property from overseas, the contradiction is worth understanding before you fix your next rate. This month's Mortgage Monday brings Shaz Ahmed of Elan Property Finance back to explain a puzzle: SWAP Rates, the real engine behind mortgage pricing, are quietly climbing. Yet some l...

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