Episode 117: FEGLI vs. Term Life: When to Replace Your Federal Employee Life Insurance
About this episode
This episode discusses when federal employees should consider replacing their FEGLI with term life insurance.
What should federal employees actually do with their life insurance, and when does FEGLI stop making sense? In this episode, John and Tommy break down everything you need to know about Federal Employees' Group Life Insurance (FEGLI), including Basic coverage, Options A, B, and C, and how these choices evolve throughout your career and into retirement. You'll learn how FEGLI pricing really works, why Option B becomes expensive over time, and when it might make sense to explore term life insurance instead. Access the full show notes at Mason & Associates, LLC Resources Mentioned: FEFP: Why Federal Employees Can't Afford to Ignore Insurance with Broc Buckles (EP98) Term4Sale.com Mason & Associates: LinkedIn John Mason: LinkedIn Tommy Blackburn: LinkedIn
People in this episode
Hosts: John Mason, Tommy Blackburn
Topics covered
- Federal Employees' Group Life Insurance
- life insurance options
- term life insurance
- insurance pricing
- retirement planning
Keywords
- FEGLI
- life insurance
- term life
- federal employees
- insurance options
Mentioned in this episode
Organizations: Mason & Associates, Term4Sale.com
Books & works: FEFP: Why Federal Employees Can't Afford to Ignore Insurance with Broc Buckles
More episodes of Federal Employee Financial Planning Podcast
- Episode 122: Mailbag Part One: Questions from Federal Employees
- Episode 121: The Questions Federal Employees Are Asking in 2026
- Episode 120: TSP Withdrawal Mistakes That Nobody Warned You About
- Episode 119: Avoiding the Common Financial Planning Mistakes Made by Federal Employees
- Episode 118: Think Fastball, Then Adjust: How Federal Employees Navigate Curveballs with a Financial Planner
Explore listener stats, chart rankings, contacts and more on the Federal Employee Financial Planning Podcast podcast page.