About this episode

Charles and Marcus discuss the importance of having a written retirement income plan for federal employees.

Most federal employees have a number in their head — "I'll retire at 62" — but a number is not a plan. Charles and Marcus break down what an actual written retirement income plan (the Charted Retirement Course) contains: income first, Social Security and COLA timing, the withdrawal decision most people skip, how taxes can become your biggest retirement expense, and the historically low tax "gap window" worth using now. The theme: written plans get executed; mental plans get abandoned under st...

People in this episode

Host: Charles Dzama

Guest: Marcus

Topics covered

• retirement planning
• income strategy
• Social Security
• taxes
• financial planning

Keywords

• retirement
• income plan
• Social Security
• taxes
• withdrawal strategy

Mentioned in this episode

Organizations: Charted Retirement Course

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