Debt Payoff Basics: How to Pay Off Debt and Stop Using Credit Cards Without Shame or Living on Beans and Rice | 588
About this episode
In this episode, Shana and Vanessa discuss practical steps to pay off debt without shame and create a sustainable budget.
Watch Our Debt Payoff Workshop! Budget besties, today we’re talking about debt in a way that does not involve shame, panic, or living on beans and rice forever. Because listen: you are not bad with money. You were probably just never taught how to make a clear plan. In this episode, Shana and Vanessa walk through the real first steps of paying off debt: knowing your numbers, building a budget that actually works, and choosing a payoff method that fits your real life. We’re also talking about why debt can feel so heavy, how to stop making random extra payments that may not be helping, and why a personalized debt payoff strategy beats a one-size-fits-all plan every time. The big reminder? Debt payoff is not about giving up everything you love. You can still have fun money, savings buckets, and a life while making serious progress. That is the whole point of being bougie on a budget. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial…
People in this episode
Hosts: Vanessa, Shana
Topics covered
- debt payoff
- budgeting
- financial planning
- money management
- personal finance
Keywords
- debt
- budget
- financial coaching
- money management
- debt payoff strategy
Mentioned in this episode
Organizations: Budget Besties, Dave Ramsey
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