Using Trusts to Protect Your Legacy with Shamisa Zvoma

About this episode

In this episode, Stacy Francis discusses the importance of trusts and estate planning with CPA Shamisa Zvoma, highlighting misconceptions and strategies for protecting one's legacy.

Is your money really going where you want it to when you’re gone, or are taxes, outdated documents, and lack of planning quietly deciding for you? In this episode, I sit down with CPA and estate planning expert Shamisa Zvoma to unpack the truths most people miss about trusts, gifting, tax strategy, and why estate planning isn’t just for the ultra-wealthy. We talk about control, protection, legacy, and the narrow window many families are overlooking right now that could cost them millions down the road. You’ll hear us discuss: Why trusts aren’t just for wealthy families and how they give you control long after you’re gone The biggest misconceptions people have about estate planning and taxes How trusts can protect assets from creditors, divorce, and poor timing Why giving money outright isn’t always the smartest move How lifetime gifting can dramatically reduce future estate taxes The annual gifting limits and how couples can maximize them How paying tuition or medical bills can reduce your estate without triggering gift taxes Why estate plans should be reviewed every 3–5 years (and after major life changes) Real-life examples of what goes wrong when plans aren’t updated How state…

People in this episode

Host: Stacy Francis

Guest: Shamisa Zvoma

Topics covered

• trusts
• estate planning
• tax strategy
• legacy protection
• gifting
• financial planning

Keywords

• trusts
• estate planning
• taxes
• gifting
• financial legacy
• creditor protection
• estate taxes

Mentioned in this episode

Organizations: Francis Financial

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