Buy Now, Panic Later, The Embedded B2B Edition | Nordic Fintech Highlights March 2026

About this episode

The episode discusses recent developments in Nordic fintech, focusing on Buy Now Pay Later for businesses and the evolving landscape of SME finance.

In this episode of Fintech Daydreaming, Ville, Pål, and Janne are back with another round of Nordic Fintech Highlights—recorded somewhere between back-to-back meetings, holiday travel plans, and at least one log cabin in the Finnish wilderness (buffering included). From there, we dive into what actually happened in Nordic fintech last month: Modest funding rounds, ongoing consolidation, and the quiet realization that scale still wins. And a quick detour into Revolut casually printing profits and eyeing the Nordics like it’s their next hobby. Then we get into the real meat: Ville brings a story that sounds boring… until it isn’t: .- DNB launching Buy Now Pay Later for businesses (yes, really) .- 30-second onboarding, AI-powered credit decisions, and the ability to delay payments without paying interest. .- Or, as Pål puts it: “a new and exciting way to bankrupt companies” Which leads to a surprisingly deep debate: .- Is BNPL actually useful for SMEs or just consumer debt in a suit? .- Are we solving cash flow problems or just moving them 90 days forward? .- And how this looks suspiciously like trade finance without the blockchain and the hype Janne then doubles down on SME finance…

People in this episode

Hosts: Pål Krogdahl, Ville Sointu

Guest: Janne

Topics covered

• Nordic fintech highlights
• Buy Now Pay Later
• SME finance
• embedded finance
• funding rounds
• consolidation

Keywords

• Buy Now Pay Later
• Nordic fintech
• SME finance
• embedded finance
• DNB
• Revolut
• funding rounds
• consolidation

Mentioned in this episode

Organizations: DNB, Revolut

Places: Nordics, Finnish

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