Wise Revisited with Josh Rowat | E430
From Fintech Impact by Jason Pereira
June 2, 2026 · 25 min · Episode 430
About this episode
Jason Pereira interviews Josh Rowat of Wise about the company's mission to enhance international money movement and the impact of regulatory changes in Canada.
Host Jason Pereira interviews Josh Rowat of Wise about the company’s mission to make international money movement faster and cheaper. Operating in 150+ countries, Wise delivers 75% of its payments instantly with an average fee of just 0.51%. The conversation focuses on Wise’s expansion in Canada, where new regulatory changes allow non-banks direct access to payment rails via Payments Canada and Interac. Rowat explains how these milestones bypass traditional banking bottlenecks to lower costs, increase speed, and prepare for the future of real-time open banking. This episode is a must-listen for fintech professionals and cross-border businesses looking to understand how regulatory shifts are lowering global payment friction. Episode Highlights: 00:00 Welcome And Guest 00:35 Wise Elevator Pitch 02:23 Canada Payments Canada Milestone 04:47 How Wise Got Approved 08:27 Global Access Trends 10:57 Why Direct Rails Matter 12:43 Wise Platform As Pipes 13:57 What's Next For Wise 16:00 Instant Rails And Adoption 20:57 Rapid Fire Closing Questions 24:17 Wrap Up And Sponsor Resources: Facebook – Jason Pereira's Facebook LinkedIn – Jason Pereira's LinkedIn Woodgate.com – Sponsor Wise LinkedIn…
People in this episode
Host: Jason Pereira
Guest: Josh Rowat
Topics covered
- international money movement
- fintech
- regulatory changes
- payment rails
- cross-border payments
- real-time open banking
Keywords
- Wise
- international payments
- fintech professionals
- Canada
- Payments Canada
- Interac
- real-time banking
- cost reduction
- payment speed
Mentioned in this episode
Organizations: Wise, Payments Canada, Interac
Places: Canada
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