Why Credit Cards Are Hard with Scott Bass from Ensemblex

About this episode

Reggie Young interviews Scott Bass about the complexities of credit cards and lending decisions in fintech.

What if the decision that kills your lending business is one you made six months ago — and you just don’t know it yet? Host Reggie Young sits down with Scott Bass, Managing Director at Ensemblex, the fintech lending and credit consultancy. Scott brings a rare combination of perspectives: he helped build Capital One’s data-driven credit operation before it was a household name and was one of the first two Americans hired to launch Monzo’s US business. Scott and Reggie cover what Capital One ac...

People in this episode

Host: Reggie Young

Guest: Scott Bass

Topics covered

• credit cards
• lending business
• fintech
• data-driven credit
• consultancy

Keywords

• credit cards
• lending
• fintech
• data-driven
• consultancy
• Capital One
• Monzo

Mentioned in this episode

Organizations: Ensemblex, Capital One, Monzo

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