
Renaud Laplanche on Building Upgrade to a $7.3Bn Giant, Reinventing the Credit Card, and Shipping AI-Native Products
From Fintech Leaders by Miguel Armaza
April 30, 2026 · 41 min · Episode 201
About this episode
Miguel Armaza interviews Renaud Laplanche about his journey in fintech, including the success of Upgrade and the evolution of credit products.
Send us Fan Mail I sat down with Renaud Laplanche, Co-Founder and CEO of Upgrade, a consumer fintech valued at $7.3 billion. Since 2017, Upgrade has originated over $45 billion in credit to 7.5 million customers, crossed $1 billion in annualized revenue, and has been cash flow positive for years. Renaud also founded Lending Club and took it public in what was the largest US tech IPO of 2014. He is one of the most accomplished entrepreneurs in fintech and someone I personally admire. We discus...
People in this episode
Host: Miguel Armaza
Guest: Renaud Laplanche
Topics covered
- fintech
- credit cards
- entrepreneurship
- AI products
- business growth
Keywords
- Upgrade
- Renaud Laplanche
- fintech
- credit
- AI
- entrepreneurship
- Lending Club
Mentioned in this episode
Organizations: Upgrade, Lending Club
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