
I Was £24,000 In Debt: This Is How I Cleared It In 18 Months
From Focus on the Fun Stuff by Emma Mills
May 1, 2026 · 57 min · Season 1 · Episode 71
About this episode
Sammy Elard King shares his journey of overcoming £24,000 in debt in just 18 months.
Send us Fan Mail What would you do if you found out you were £24,000 in debt — and on track to spend the next 7 years digging yourself out? That's the reality Sammy Elard King faced at 25, sitting on a beach in Vietnam. One conversation with a friend forced him to do the maths and the numbers were devastating. He had minus £24,000 to his name and no real plan to change it. 18 months later, the debt was gone. In this episode of Focus on Fun Stuff, Emma Mills sits down with Sammy founder of Up ...
People in this episode
Host: Emma Mills
Guest: Sammy Elard King
Topics covered
- debt management
- personal finance
- entrepreneurship
- financial planning
- overcoming challenges
Keywords
- debt
- finance
- personal growth
- Vietnam
- entrepreneurship
- financial freedom
- money management
Mentioned in this episode
Places: Vietnam, £24,000
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