Credit Card Downgrade Strategies with Andrew from pnm.now | Ep 307
About this episode
In this episode, Julia Menez interviews Andrew Kunesh about effective credit card downgrade strategies and the importance of auditing benefits.
Register for our free masterclass on the tools you need to level up your points game https://webinar.geobreezetravel.com/?utm_source=youtube Timestamps: 00:00 Canceling Is Okay 00:13 Meet Andrew Kunesh 01:57 Why He Ditched Amex 03:26 What He Kept Instead 04:20 Audit Your Benefits 06:12 How Many Cards Needed 08:20 Hotel Status Reality Check 11:19 Airline Status Isn’t Worth It 13:37 Churning Limits And Burnout 15:47 Affording The Trip 18:06 Are Premium Cards For All 19:31 Downgrade Versus Cancel 21:58 Avoid Bank Shutdowns 27:17 Stop Hoarding Points 30:50 Minimalist Card Picks 36:03 Final Minimalism Takeaways 38:39 Where To Find Andrew 39:17 Closing Thoughts You can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Andrew and pnm.now at: ➤ pnm.now website: https://www.pnm.now/ ➤ Andrew Instagram: https://www.instagram.com/akunesh/ ➤ Andrew on X: https://x.com/andrewkunesh Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included…
More episodes of Geobreeze Travel
- 7 Points & Miles Mistakes That GUARANTEE You’ll Fail at Award Travel
- The Future of Airport Lounges with Jordan & Emma from Gameway | Ep 306
- How to Book the World’s BEST First Class Flights With Points (Emirates, Singapore Suites & More)
- Travel Insurance Secrets: What Your Card Actually Covers with Lisa from Gyoza Flights | Ep 305
- How to Find Award Flights With Points: What Most Beginners Get Wrong
- The Best Ways to Use Qantas Points in 2026 with Jason from Gyoza Flights | Ep 304
Explore listener stats, chart rankings, contacts and more on the Geobreeze Travel podcast page.