Guaranteed Rate Affinity

Guaranteed Rate Affinity

From Get 'N' Your Business Podcast by Camden County Chamber Of Commerce

March 20, 2026 · 20 min · Episode 93

About this episode

The episode discusses the realities of buying a home in Camden County, Georgia, featuring insights from mortgage experts Michelle and Tony Gemmell.

What does it really take to buy a home in Camden County, Georgia? In Episode 93 of the Get In Your Business Podcast , host Allison Shores sits down with Michelle Gemmell and Tony Gemmell of Guaranteed Rate Affinity to break down the realities of today’s housing market and what buyers need to know before getting started. Whether you’re a first-time homebuyer, military family, or someone who feels like homeownership is out of reach, this episode delivers clear, practical insight into the mortgage process and the options available to you. Michelle and Tony share their journey from South Africa to building a mortgage business in the United States, while also highlighting their work across Camden County and beyond. They explain how many buyers are closer to owning a home than they think — and why waiting for the “perfect time” may actually work against you. The conversation also dives into VA loans , one of the most powerful tools available to eligible buyers, especially in a military-driven community like Camden County. If you’ve been unsure where to start, this episode is designed to give you clarity and direction. 🔑 What You’ll Learn Why you don’t need 20% down to buy a home How…

People in this episode

Host: Allison Shores

Guests: Michelle Gemmell, Tony Gemmell

Topics covered

  • home buying
  • mortgage process
  • VA loans
  • Camden County
  • housing market
  • first-time homebuyer

Keywords

  • homeownership
  • mortgage
  • VA loans
  • first-time homebuyer
  • housing market
  • Camden County
  • interest rates

Mentioned in this episode

Organizations: Guaranteed Rate Affinity

Places: Camden County, Georgia, South Africa

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