Falling Mortgage Rates Without Fed Action—What Gives?

Falling Mortgage Rates Without Fed Action—What Gives?

From Get Real With Eddie by Eddie Ruettiger

March 7, 2026 · 56 min · Episode 119

About this episode

Eddie Ruettiger and Nancy Vallee discuss the impact of falling mortgage rates on the housing market without Fed action.

Eddie Ruettiger and Nancy Vallee with EXIT Real Estate Specialists as they take a deep dive into the latest trends shaping the housing market. In this episode, they discuss whether mortgage rates are actually coming down even without a Fed rate reduction, what that means for buyers and sellers, and how housing affordability has shifted in recent months. Eddie and Nancy break down the latest building activity, highlighting where the market is gaining momentum and where it’s still slowing. They also explore whether rates have reached the “magical number” that makes buying more accessible, and share insights on why the housing market slowed in January—plus what it could mean for the rest of the year. Whether you’re a first-time buyer, seasoned investor, or simply keeping an eye on market trends, this episode gives you the real, actionable information you need to make smart housing decisions in today’s market. #HousingMarket #MortgageRates #HomeBuying #RealEstateUpdate #EddieRuettiger #NancyVallee #EXITRealEstateSpecialists #HousingAffordability #BuildingActivity #InterestRates #MarketTrends #RealEstateTips 00:00:00 – Are rates coming down without the Fed rate lowering00:13:58 –…

People in this episode

Host: Eddie Ruettiger

Guest: Nancy Vallee

Topics covered

  • mortgage rates
  • housing market trends
  • housing affordability
  • building activity
  • real estate investment

Keywords

  • mortgage rates
  • housing market
  • affordability
  • building activity
  • real estate trends

Mentioned in this episode

Organizations: EXIT Real Estate Specialists

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