261. How to increase borrowing capacity
From Get Rich Slow Club by Ana Kresina & Natasha Etschmann
April 29, 2026 · 32 min
About this episode
The episode discusses practical ways to increase borrowing capacity with insights from guest Maddie Walton.
In this replay episode, Tash and Ana are joined by Maddie Walton (@moneyloungeau) to explore practical ways to increase your borrowing capacity and avoid common pitfalls. Before diving in, the trio shares their money wins and losses, including Maddie’s exciting launch party celebration and smart holiday hacks. Maddie breaks down the key factors banks consider when evaluating borrowing capacity: income, expenses, and debts. She explains how fixed costs like private health insurance and body corporate fees impact your loan potential and offers tips for managing expenses to improve your financial standing. The conversation also touches on strategies for increasing income, from pay raises to taking on second jobs, and how lenders assess variable earnings like overtime and dividends. Maddie’s expert insights provide actionable steps to help you maximise your borrowing power while staying financially secure. Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation…
People in this episode
Hosts: Ana Kresina, Natasha Etschmann
Guest: Maddie Walton
Topics covered
- borrowing capacity
- financial advice
- money management
- income strategies
- expenses management
Keywords
- borrowing capacity
- financial standing
- income
- expenses
- debt management
- lenders
- financial advice
Sponsors
Pearler
Mentioned in this episode
Organizations: Tash Invests Pty Ltd, Rask Licensing Pty Ltd
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