295. You've reached FIRE, now what? Identity, fear and the one more year trap | Part 2 with Dave Gow

295. You've reached FIRE, now what? Identity, fear and the one more year trap | Part 2 with Dave Gow

August 19, 2026 · 36 min

About this episode

This episode discusses the challenges faced after reaching financial independence, including identity issues and the fear of leaving a job.

Part two with Dave Gow from Strong Money Australia picks up where the numbers end. Plenty of people hit their FIRE number and then freeze: scared to pull the pin, unsure who they are without a job, quietly signing up for one more year. It's the problem that prompted Dave's second book, and this episode works through the fears one by one. In this episode we'll discuss: 💸 The fears that stop people grabbing the freedom they built: identity, boredom, meaninglessness, what others will think, and whether the numbers will really hold 💸 One more year syndrome: why you won't be a braver person in 12 months, and how to find the fear actually driving the delay 💸 Untangling identity from a job title by diversifying your time the way you'd diversify your money 💸 How to test-drive retirement before you commit: take a week off, stay home, and watch what you gravitate towards 💸 Dave's first three months of doing deliberately nothing: fixing shift-worker sleep, walking, reading, and the surprise of feeling human again at 28 💸 How the blog was born: ikigai, finding the overlap between what you enjoy, what you're good at and what helps people, and deciding from a position of strength rather…

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