The Biggest Misconception in Wealth Creation

The Biggest Misconception in Wealth Creation

July 20, 2026 · 33 min

About this episode

Barry Habib discusses misconceptions about housing and wealth creation with Ed D'Agostino.

Barry Habib, CEO of MBS Highway and four-time winner of Zillow's Crystal Ball Award, joins Ed D'Agostino to answer a question that causes a lot of pushback: Is housing really harder now than it was for previous generations? Yes—and also no. Barry makes the case that 45% of first-time buyers are sitting out over a down payment myth, walks the math on why a homeowner's net worth is 44 times a renter's, and explains why mortgage rates from here depend less on the Fed than on the price of oil.

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