
Ep.#105: Cutting Through The Hype with Andy Panko, CFP®
From Hawaii Retirement Show by Jason Cutitta, CFP®
January 23, 2026 · 59 min · Episode 105
About this episode
Jason Cutitta, CFP® and Andy Panko, CFP® discuss permanent life insurance and the challenges of DIY retirement planning.
In this episode of The Hawaii Retirement Show, host Jason Cutitta, CFP® is joined by Andy Panko, CFP® to break down permanent life insurance, advisor credentials, and the flood of DIY retirement planning content online. They kick things off by explaining how Indexed Universal Life (IUL) works and why it’s so often misunderstood and oversold. They also touch on Infinite Banking, the overload of advisor designations and licenses, and how listeners can filter signal from noise in today’s finfluencer-driven world. Website: https://www.hiretirementshow.com Email Us: aloha@hiretirementshow.com
People in this episode
Host: Jason Cutitta, CFP®
Guest: Andy Panko, CFP®
Topics covered
- permanent life insurance
- Indexed Universal Life
- retirement planning
- financial advisors
- Infinite Banking
- finfluencers
Keywords
- Indexed Universal Life
- permanent life insurance
- retirement planning
- financial advisors
- Infinite Banking
- finfluencers
Mentioned in this episode
Organizations: Hawaii Retirement Show
More episodes of Hawaii Retirement Show
- Ep.#114: Staying Fit and Doing What You Love with Shane Dorian · June 13, 2026 · 53 min
- Ep.#113: Estate Planning Without Children with Maddy Roche · June 3, 2026 · 32 min
- Ep.#112: Rebalancing Life and Money in Retirement with Benjamin Brandt, CFP® · May 19, 2026 · 44 min
- Ep.#111: Retirement Taxes in Hawaii: Pension, 401(k), and Social Security Explained · May 12, 2026 · 20 min
- Ep.#110: Hawaii Economics: Inequality, Jobs, and Future of Education | Rachel Inafuku, PhD · April 18, 2026 · 38 min
- Ep.#109: Understanding Market & Economic Cycles with Darcy Smoot, CFA · April 1, 2026 · 48 min
Explore listener stats, chart rankings, contacts and more on the Hawaii Retirement Show podcast page.