Ep.#105: Cutting Through The Hype with Andy Panko, CFP®

Ep.#105: Cutting Through The Hype with Andy Panko, CFP®

January 22, 2026 · 59 min · Episode 105

About this episode

Jason Cutitta, CFP® and Andy Panko, CFP® discuss permanent life insurance and the challenges of DIY retirement planning.

In this episode of The Hawaii Retirement Show, host Jason Cutitta, CFP® is joined by Andy Panko, CFP® to break down permanent life insurance, advisor credentials, and the flood of DIY retirement planning content online. They kick things off by explaining how Indexed Universal Life (IUL) works and why it’s so often misunderstood and oversold. They also touch on Infinite Banking, the overload of advisor designations and licenses, and how listeners can filter signal from noise in today’s finfluencer-driven world. Website: https://www.hiretirementshow.com Email Us: aloha@hiretirementshow.com

People in this episode

Host: Jason Cutitta, CFP®

Guest: Andy Panko, CFP®

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Organizations: Hawaii Retirement Show

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